PATRIDGE TIPS

So you want to start a business, here are some of the steps you can follow and come up with a successful and growing business . Step 1: Do Your Research Most likely you have already identified a business idea , so now it's time to balance it with a little reality. Does your idea have the potential to succeed? You will need to run your business idea through a validation process before you go any further. In order for a small business to be successful, it must solve a problem, fulfill a need or offer something the market wants. There are a number of ways you can identify this need, including research, focus groups, and even trial and error. As you explore the market, some of the questions you should answer include: Is there a need for your anticipated products/services? Who needs it? Are there other companies offering similar products/services now? What is the competition like? How will your business fit into the market? Don't forget to ask yourself some questions,

You’re always being told to invest your money. But exactly what should you invest it in while you’re young? Below are seven investments you should consider while you’re young. You certainly don’t have to invest in all seven. But by picking just two or three and steadily funding each, your wealth will begin to grow quickly. 1. Start building an emergency fund First thing’s first: Always try to begin with building up an emergency fund. You’ll ensure that you’re covered if an unexpected expense were to arise, like a job loss or natural disaster, but you’ll also develop the habit of regularly contributing to a fund. 2. Set your investment goals Once you’ve begun contributing to an emergency fund, start thinking about the goals you want to work towards by investing. “It’s ultimately looking at all the experiences you want to have over your lifetime and then prioritizing those things,” Beams says. “For some people, maybe they want to travel every single year or they want to purchase a ca

Most college students are broke. It’s no big secret. For most students, getting enough financial aid to pay for tuition and books alone can be hard. Then there’s housing costs, food costs, and transportation. The 2013-2014 school year cost $8,893 on average for public universities. Financial aid awards vary based on student need and how soon the application is submitted, but an average award without grants is $10,000. There are a few ways to survive as a broke college student that I learned by experience. Loans: Broke students are often tempted by the max loans they can get each year, but there are two different loans offered and it’s important to understand the difference. Subsidized: This loan is ideal. Subsidized means that the loan doesn’t being to bear interest until after graduation. Unsubsidized: Avoid this loan. Unsubsidized loans begin accruing interest from the time the loan is disbursed. By taking out only what I needed, it left me scraping for money each semester, but I

A degree is oftenly viewed as a the perfect symbol of academic success for most youths. But sadly, acquiring it is always the begining of  a whole new level of tarmacking and dropping your cv in every office day to day. Phone calls to your relatives and friends with "connections" become your full time job. Education cabinet secretary Prof George Magoha during the new curriculum update speech on Monday July 15th 2019 said he was looking for a plumber at his home but was unable to find one. He cotinued further and attributed this to the desire of everyone wanting to acquire a degree.   CS Magoha: We are very stupid, including myself... pic.twitter.com/xmca6jPOGg — NTV Kenya (@ntvkenya) July 15, 2019 Most people tend to give a blind eye to the vast opportunities that are available in the technical sector in Kenya. A friend of mine joined a local mechanic right after high school and learnt the skills entirely by assimilation. As of now he is now a prominent mechanic making