PATRIDGE TIPS

We all want cheap things right,, Well if you are a Nairobi resident we might just have good news for you. Here is a compiled list of places where to buy cheapest products in Nairobi.So if you’re within Nairobi and you wish to bargain for price floor, here are places to visit.  1Ejr437KvtYfFuVPtkCfvab2kxg7TnWRjZ Cereals – Get them in Nyamakima in that kichochoro for Molo matatus. Groundnuts from the market cost Sh190 per kilo, but at Nyamakima they are Sh110. You can also get apples and other fruits at a good price. Diapers and bar soap – OTC. The kichochoro between Tuskys and Equity. Chemicals for homemade detergent, bleach, fabric softener, disinfectant – OTC, the building with Tuskys, go upstairs, first floor. They will even explain how to mix them. Bulk shopping – If you can manage to go to Kawangware or Eastleigh, you will save a lot. In Kawangware, go to Samrose in the market. Alight at Mlango Soko, then at Cooperative Bank, go down and turn at the first right turn, walk about

The business minded generation is the most rapid growing generation sor far, people learn and acquire new skills as fast as possible. It is therefore important for self employed motivated people to focus on making money by starting a business before it's too late. Here are some of the businesses you can start as a business minded person. 1. Start Baking Cakes  Earlier in January I wrote a piece in our weekly segment – Joon Business Ideas  – focusing on how to start a small Bakery in Kenya to earn at least KES 2,000 daily. steps on how to start I listed everything that a beginner needs to know about this venture and even gave out some tips on where to get the baking materials for animated cakes. Suffice it to say that there is ready market for bakery products. Small Business Ideas in Kenya. Start a Small bakery 2. Start Doing Online Sales And Marketing  Other than the fact that African parents can now take care of their grown children: – feed, educate, cloth and shelte

I know many will wonder how one can survive in campus without a bob in their pocket for a whole week but trust me many have been making it even for two to three weeks without a single cent in their pockets. Since the very first day I stepped in campus this has been one of my “head cracking” research I have been doing. They say experience is the best teacher but also problem makes us learn more and this is very true for I can clearly point out that the life that I was living first and second years is totally different from the life am living in third year. I clearly remember one of my high school teacher used to tell us that learning is a continuous process and not only in books, pen, handouts or siting in class makes us learn, as a student one should learn in every step of life and in problems we meet. My research begun immediately when I stepped in campus but the whole of my first year I never got solution on my problem. Imagine I used to have a debt of almost twenty thousand at

So you worked hard and passed high school to join campus, right. You are finally in a university and you cannot just get enough of the freedom and friends and good or if i may, GREAT time. Well yeeey ....But, Year in year out, reports of campus students failing to graduate due to failed or missed examinations are rife. For those of you who are on campus, you need to know what brought you there and focus on that fully. It is disgusting for many parents who make a lot of sacrifices to pay school fees for their daughters and sons who end up failing themselves and the parents after all those efforts and wasted years. Some of these parents have done a lot, including going hungry or surviving on sukuma wiki and ugali for months, begging chiefs to organize endless Harambees, and having to apply and service huge loans with the aim of giving their children a better life in future. Little do they know that their children are wasting themselves. A keen survey will tell you that many girls

So you want to start a business, here are some of the steps you can follow and come up with a successful and growing business . Step 1: Do Your Research Most likely you have already identified a business idea , so now it's time to balance it with a little reality. Does your idea have the potential to succeed? You will need to run your business idea through a validation process before you go any further. In order for a small business to be successful, it must solve a problem, fulfill a need or offer something the market wants. There are a number of ways you can identify this need, including research, focus groups, and even trial and error. As you explore the market, some of the questions you should answer include: Is there a need for your anticipated products/services? Who needs it? Are there other companies offering similar products/services now? What is the competition like? How will your business fit into the market? Don't forget to ask yourself some questions,

You’re always being told to invest your money. But exactly what should you invest it in while you’re young? Below are seven investments you should consider while you’re young. You certainly don’t have to invest in all seven. But by picking just two or three and steadily funding each, your wealth will begin to grow quickly. 1. Start building an emergency fund First thing’s first: Always try to begin with building up an emergency fund. You’ll ensure that you’re covered if an unexpected expense were to arise, like a job loss or natural disaster, but you’ll also develop the habit of regularly contributing to a fund. 2. Set your investment goals Once you’ve begun contributing to an emergency fund, start thinking about the goals you want to work towards by investing. “It’s ultimately looking at all the experiences you want to have over your lifetime and then prioritizing those things,” Beams says. “For some people, maybe they want to travel every single year or they want to purchase a ca

Most college students are broke. It’s no big secret. For most students, getting enough financial aid to pay for tuition and books alone can be hard. Then there’s housing costs, food costs, and transportation. The 2013-2014 school year cost $8,893 on average for public universities. Financial aid awards vary based on student need and how soon the application is submitted, but an average award without grants is $10,000. There are a few ways to survive as a broke college student that I learned by experience. Loans: Broke students are often tempted by the max loans they can get each year, but there are two different loans offered and it’s important to understand the difference. Subsidized: This loan is ideal. Subsidized means that the loan doesn’t being to bear interest until after graduation. Unsubsidized: Avoid this loan. Unsubsidized loans begin accruing interest from the time the loan is disbursed. By taking out only what I needed, it left me scraping for money each semester, but I

A degree is oftenly viewed as a the perfect symbol of academic success for most youths. But sadly, acquiring it is always the begining of  a whole new level of tarmacking and dropping your cv in every office day to day. Phone calls to your relatives and friends with "connections" become your full time job. Education cabinet secretary Prof George Magoha during the new curriculum update speech on Monday July 15th 2019 said he was looking for a plumber at his home but was unable to find one. He cotinued further and attributed this to the desire of everyone wanting to acquire a degree.   CS Magoha: We are very stupid, including myself... pic.twitter.com/xmca6jPOGg — NTV Kenya (@ntvkenya) July 15, 2019 Most people tend to give a blind eye to the vast opportunities that are available in the technical sector in Kenya. A friend of mine joined a local mechanic right after high school and learnt the skills entirely by assimilation. As of now he is now a prominent mechanic making

General Savings Tips Build an emergency fund. It can make all the difference. Low-income families with at least $500 in an emergency fund are better off financially than moderate-income families with less saved up. Learn more about emergency funds here. Establish your budget. Are you looking for an easy way to begin? On the first day of a new month, get a receipt for everything you purchase. Stack the receipts into categories like restaurants, groceries, and personal care. At the end of the month you will be able to clearly see where your money is going. Budget with cash and envelopes. If you have trouble with overspending, try the envelope budget system where you use a set amount of cash for most spending. And once the cash is gone, it's gone. Learn more about the envelope budget system here. Don't just save money, save. There’s a difference between saving money and saving money for your future. So don’t just spend less, put the money you save into a savings account to plan